agentic AI
in English: agentic AI
Artificial intelligence that not only answers your question but also carries out the goal it is given on its own, in several steps, using tools.
In plain terms
A traditional chatbot is like a smart advisor: you ask, it answers, and you do the work. Agentic AI is more like a reliable assistant to whom you only need to say: 'organize next week's team building,' and it will check venues, request quotes, coordinate calendars, and then report the results.
The essence is autonomy. Agentic AI does not provide a single answer but breaks the task down into steps itself, decides which tool to use for what (search engine, email client, spreadsheet, program code), and if something fails, tries again differently.
The term "agentic" describes a mode of operation, not a specific product. Programs that work this way are called AI agents. They are designed to take lengthy, multi-step tasks off your shoulders, but the responsibility remains with you.
How it works
- It receives a goal: you do not give it step-by-step instructions but tell it what you want to achieve, for example, 'gather the three best offers'.
- Planning: the language model behind it breaks the goal into subtasks and establishes an order.
- It acts: it uses tools, meaning it searches the web, opens files, fills out forms, runs programs, or sends requests to other systems.
- It checks and corrects: it reviews the result of the previous step and decides on the next based on that; if it finds an error, it modifies the plan.
- It pauses or asks for clarification: once finished, it reports back, and at sensitive steps (payment, deletion, sending emails) it ideally requests your approval.
An everyday example
You ask your AI assistant to find a weekend train ticket and accommodation in Pécs for under 60.000 forints. You do not get links; instead, the agent checks the schedule and accommodation sites itself, assembles the package, and only asks if it can proceed before booking.
Who is affected
A common misconception
Limits and risks
- Errors accumulate: if a mistake occurs in an early step, subsequent steps build on that error, and the final result may be confidently wrong.
- The more permissions you grant it (email, bank card, deleting files), the greater the damage a misunderstanding can cause, so keep the right to approve irreversible steps.
- Can be deceived: an instruction hidden in a website or email can trick an agent into doing something other than what you asked.
- Many products are called agentic just because it is trendy (also known as 'agent washing'), when they actually only execute a pre-written sequence of steps.
Similar, but not the same
- AI-agent – The AI agent is the specific program itself, while agentic AI is the operating mode and trend in which such programs work.
- generative AI – Generative AI produces content (text, images, code), while agentic AI builds on this to act: it plans and executes steps.
- chatbot – A classic chatbot answers a question and waits for your next message, whereas an agentic system completes the task independently after a single request. Some of today's major chatbots already offer an agent mode, so the line is increasingly blurring.
Related concepts
AI-agent, coding agent, multi-agent system, agentikus munkafolyamat
A brief history
The idea of independently acting programs (software agents) has been present in AI research for decades. The term 'agentic AI' became widespread in 2024, partly due to Andrew Ng's promotion. By then, large language models were already capable enough of using tools to enable practical applications. In October 2024, Gartner listed it as the top strategic technology trend for 2025.
Where things stand
At the end of 2026, AI is already a daily working tool in software development, research and customer service, though many companies are still at the experimental stage. Questions of reliability, security and liability remain open.
In the news
- Attackers use agentic tooling to find exposed secrets in public GitHub reposNov 6, 2026 · Code
- AMA outlines governance framework for agentic AI in clinical careNov 3, 2026 · Health
- Agentic AI is reaching production in banks faster than supervisory guidance can keep upOct 28, 2026 · Money
- Lemonade and Insurify launch agentic insurance platforms for AI agentsOct 27, 2026 · Money
- Publicis names a separate CEO for its Marcel AI platformOct 26, 2026 · Marketing
- Bank of England and FCA publish joint report on AI in UK financial servicesOct 26, 2026 · Money
- McKinsey: agentic AI could cut banks' transaction monitoring workload by up to halfOct 26, 2026 · Money
- Wolters Kluwer adds agentic tax and audit capabilities to CCH AxcessOct 26, 2026 · Money
Also known as
agentikus AI · agentikus MI · agentic AI · agent-based AI · agentic AI · agentic AI · agentic artificial intelligence · agentikus rendszerek
This entry was machine-edited and has undergone machine expert review; the “In the news” section updates automatically from Agent Age stories.